The Ministry of Social Services and Development of the Bangsamoro Autonomous Region in Muslim Mindanao (MSSD-BARMM) has partnered with GCash, the Philippines’ leading finance super app and largest cashless ecosystem, to expand its cashless disbursement system under the Financial Assistance System Transformation (FAST) Project, an initiative designed to make the distribution of social assistance faster, more efficient, and more transparent for beneficiaries across the region.
While MSSD-BARMM has already begun transitioning to digital payouts, the partnership with GCash expands the reach of the FAST Project, ensuring that financial assistance is more accessible and convenient for beneficiaries, including those in remote and underserved communities.
“This partnership strengthens our FAST Project by expanding our cashless distribution channels and ensuring timely assistance for our beneficiaries,” said Atty. Raissa H. Jajurie, Minister of the Ministry of Social Services and Development. “Through this collaboration, we aim to make social support programs more inclusive, reliable, and efficient, reaching every Bangsamoro family and community who need it most.”
The GCash engagement with the FAST Project also aligns with the company’s strategic focus on promoting financial inclusion among underserved communities, particularly within the Islamic population and the BARMM region. By prioritizing these areas, GCash seeks to support equitable access to financial services while empowering local communities with tools for everyday transactions and long-term financial health.
Under the partnership, beneficiaries will receive Bangsamoro Cards powered by GCash, which serve as both identification and a cashless payment tool. The cards allow users to withdraw funds, make purchases, and access essential financial services even without a smartphone, helping ensure that no one is left behind in the region’s digital financial ecosystem. This expansion will directly benefit key MSSD-BARMM programs under the FAST Project, including educational assistance through Angat Bangsamoro: Kabataan Tungo sa Karunungan (ABaKa), livelihood support through Bangsamoro Sagip Kabuhayan (BSK), and emergency relief through the Bangsamoro Critical Assistance to Indigents in Response to Emergency Situations (BCARES).
“For GCash, BARMM and Islamic communities are among our priority sectors,” said Cleo Celeste Santos, Head for Public Sector at GCash. “Digital finance penetration in these areas has historically lagged, which is why we are doubling down on our efforts. By working closely with MSSD-BARMM, we are providing accessible and culturally responsive solutions that help ensure the success of the FAST Project and other government programs.”
By expanding the FAST Project through GCash’s digital Funds Disbursement Service (FDS), MSSD-BARMM reinforces its commitment to modern governance, accountability, and inclusive development. Beneficiaries can now access assistance through a more convenient, secure, and widely available platform, ensuring that social aid reaches those who need it most. Through this partnership, GCash aims to strengthen financial access in BARMM, delivering solutions tailored to the unique needs of Muslim communities and supporting sustainable local growth.
GCash continues to collaborate with national agencies, local governments, and ministries to advance digital transformation, helping ensure that social aid, livelihood support, and emergency assistance are delivered efficiently to Filipinos, particularly in priority and underserved sectors. (PR)




“Scaling smart: Aligning growth with core values in your startup.”
The startup journey is often characterized by rapid growth, ambitious goals, and a relentless pursuit of success. However, as startups scale, they often face the challenge of maintaining their core values. The pressure to grow quickly can sometimes lead to compromises that erode the very principles that made the company successful in the first place. Scaling smart means aligning growth with core values, ensuring that the company stays true to its mission and purpose while achieving its business objectives.
Why Core Values Matter
Core values are the fundamental beliefs and principles that guide a company’s behavior and decision-making. They define the company’s culture, shape its relationships with employees and customers, and differentiate it from competitors. Core values are not just words on a wall; they are the foundation upon which the company is built.
When a startup is small, its core values are often naturally embedded in its culture. The founders and early employees embody these values, and they are reinforced through daily interactions and decisions. However, as the company grows, it becomes more challenging to maintain this alignment. New employees may not fully understand or embrace the company’s values, and the pressure to achieve rapid growth can lead to compromises that undermine those values.
The Risks of Losing Core Values
Losing core values during scaling can have serious consequences for a startup:
Erosion of Culture: When core values are not upheld, the company’s culture can become diluted or even toxic. This can lead to decreased employee morale, increased turnover, and a loss of the sense of community that was essential to the company’s early success.
Damage to Reputation: Compromising on core values can damage the company’s reputation with customers, partners, and investors. In today’s world, consumers are increasingly demanding that companies act ethically and responsibly. A company that is perceived as abandoning its values may lose customers and face boycotts.
Loss of Competitive Advantage: Core values can be a key source of competitive advantage for a startup. They can differentiate the company from competitors, attract top talent, and build strong relationships with customers. When a company loses its core values, it loses this competitive edge.
Decreased Innovation: A strong culture based on core values can foster innovation and creativity. When employees feel valued and empowered, they are more likely to take risks and come up with new ideas. A company that loses its core values may stifle innovation and become less competitive.
Strategies for Aligning Growth with Core Values
Scaling smart requires a proactive and intentional approach to aligning growth with core values. Here are some strategies that startups can use:
Define and Communicate Core Values: The first step is to clearly define the company’s core values and communicate them effectively to all employees. This should not be a one-time event but an ongoing process. Core values should be integrated into the company’s mission statement, hiring process, training programs, and performance evaluations.
Hire for Values Alignment: When hiring new employees, focus on finding candidates who share the company’s core values. This is more important than simply finding candidates with the right skills and experience. Use behavioral interview questions to assess candidates’ values and ensure that they are a good fit for the company’s culture.
Lead by Example: Leaders must embody the company’s core values in their own behavior. This means making decisions that are consistent with those values, even when it is difficult or unpopular. Leaders should also hold employees accountable for upholding the company’s values.
Empower Employees: Empower employees to make decisions that are aligned with the company’s core values. This requires providing them with the training, resources, and autonomy they need to make good decisions. It also means creating a culture of trust and transparency where employees feel comfortable speaking up when they see something that is not aligned with the company’s values.
Incorporate Values into Decision-Making: Core values should be a key consideration in all major decisions, from product development to marketing to customer service. Ask how each decision will impact the company’s values and whether it is aligned with its mission and purpose.
Measure and Reward Values Alignment: Measure and reward employees for upholding the company’s core values. This can be done through performance evaluations, bonuses, and other forms of recognition. Make it clear that values alignment is just as important as achieving business results.
Adapt and Evolve: As the company grows and the business environment changes, it may be necessary to adapt and evolve the company’s core values. This should be done thoughtfully and intentionally, with input from employees and other stakeholders. The goal is to ensure that the company’s values remain relevant and meaningful over time.
Conclusion
Scaling smart is about more than just achieving rapid growth. It’s about building a sustainable and successful company that is true to its mission and purpose. By aligning growth with core values, startups can create a strong culture, build a loyal customer base, and achieve long-term success. It requires a commitment from all levels of the organization and a willingness to prioritize values over short-term gains. But the rewards are well worth the effort. A company that scales smart is a company that can make a positive impact on the world.
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